If you sell on eBay in Australia, one of the biggest factors that will affect your profits is the platform’s fee structure. While eBay makes it simple to list and sell items, many sellers underestimate how much eBay selling fees can cut into their earnings.
In 2025, eBay’s fee system has a mix of insertion fees, final value fees, optional listing upgrades, and payment processing costs. Whether you’re a casual seller clearing out clutter or a small business moving hundreds of products a month, understanding these fees is essential. This guide breaks down eBay selling fees in detail, shows you what to expect in different categories, and offers tips to reduce unnecessary costs.
What Are eBay Selling Fees?

eBay selling fees are charges applied whenever you list or sell an item on the platform. These fees help cover eBay’s operational costs, payment processing, and marketplace support. For sellers, they represent the cost of access to eBay’s vast customer base.
The main types of eBay selling fees in 2025 include:
- Insertion fees (listing fees) – applied when you create a listing.
- Final value fees – a percentage of the total sale, including shipping.
- Payment processing fees – charged when eBay manages buyer payments.
- Optional listing upgrades – extra costs for features like bold titles or subtitles.
- Store subscription fees – monthly costs for sellers who choose an eBay Store.
How Do Insertion Fees Work?
Insertion fees, also called listing fees, are applied when you create a listing.
- Casual sellers – the first 40 listings per month are usually free. After that, each extra listing costs about $3.50 in most categories.
- Sellers with an eBay Store – get a much larger free allowance, plus reduced insertion fees once the free limit is reached.
The fee also varies by category:
- Standard categories: around $3.50 per extra listing.
- Premium categories (vehicles, real estate): much higher fees apply.
Optional upgrades such as subtitles or gallery enhancements add to the insertion fee. These are usually best reserved for sellers competing in crowded categories.
What Are Final Value Fees?
Final value fees are the main selling cost on eBay. They are charged when your item sells.
- Without a Store – in Australia, these typically range from 10% to 15% depending on category.
- With a Store – sellers often benefit from slightly reduced final value fees, especially in higher-volume categories.
Example:
You sell a jacket for $100 with $10 postage.
- Total sale value = $110.
- If your final value fee rate is 12.6%, you’ll pay $13.86.
This fee is deducted automatically when the buyer pays.
Do You Pay for Payment Processing on eBay?
Yes. eBay handles all payments in 2025 through Managed Payments, which adds a payment processing fee to every order.
- In Australia, this is generally around 2.7% + $0.30 per order.
- This applies to all buyers, whether they pay by credit card, PayPal, Afterpay, or another method.
These charges apply to all sellers, whether or not you have an eBay Store.
Are There Optional Listing Upgrade Fees?
eBay allows sellers to pay for extras that make listings stand out.
- Casual sellers – usually skip these to keep costs down.
- Business or high-value sellers – sometimes invest in them for better visibility.
Examples include:
- Subtitle – adds a line under your main title.
- Bold title – highlights your listing in search results.
- Gallery Plus – shows larger images.
- International site visibility – promotes your listing overseas.
These upgrades usually cost $1–$6 per listing.
What About eBay Store Subscription Fees?
For frequent or business sellers, an eBay Store subscription can reduce overall costs and add extra selling tools.
- Basic Store – about $25/month, more free listings, slightly lower fees.
- Featured Store – about $55/month, larger allowance, advanced reporting.
- Anchor Store – $600+/month, designed for large-scale sellers.
Casual sellers usually won’t benefit from a Store, but small businesses and high-volume sellers can save significantly through lower fees and free listing allowances.
How Do eBay Selling Fees Differ by Category?

Fees vary depending on what you sell:
- Fashion & Clothing – around 12% final value fee.
- Electronics – 13–15% depending on the type.
- Books, DVDs, Media – usually 9–10%.
- Collectables – about 12.6%.
- Luxury Watches – higher rates, but with a maximum cap.
Category-specific fees apply to all sellers, but Store subscribers may enjoy slight discounts in certain categories.
What Other Fees Should Sellers Watch Out For?
In addition to the standard selling costs, you might encounter:
- International sales fees – if you sell to overseas buyers.
- Currency conversion fees – if your sale involves multiple currencies.
- Return postage costs – not an eBay fee, but can cut into profits if you offer free returns.
These affect both casual and business sellers.
How Can Sellers Reduce eBay Selling Fees?
Part of learning how to sell on eBay effectively is knowing which costs you can reduce.
- Bundle items – reduce the number of final value fees charged.
- Price smartly – always factor in fees when setting prices.
- Use free listings – casual sellers should take advantage of the 40 free monthly listings.
- Consider a Store subscription – frequent sellers often save more than the subscription fee.
- Skip unnecessary upgrades – only use paid features if they add real value.
Are eBay Selling Fees Worth It in 2025?
- Casual sellers – the fees are manageable and still allow profit when selling second-hand or unwanted items.
- Small businesses and high-volume sellers – the exposure to millions of buyers usually outweighs the costs, particularly with a Store subscription.
The key is to understand your margins, factor in every fee, and price your products accordingly.
In Summary
eBay selling fees in 2025 may seem complex at first, but once you break them down into insertion fees, final value fees, payment processing charges, and optional extras, the picture becomes much clearer.
For casual sellers, the key is to keep things simple by using free listings where possible and steering clear of unnecessary upgrades that eat into profits. On the other hand, business or high-volume sellers can benefit from investing in an eBay Store, which offers reduced fees, access to advanced selling tools, and greater overall profitability.
By understanding which fees apply to your situation and planning ahead, you’ll be able to protect your margins and make the most of selling on eBay in Australia.